3 Reasons Not To Drive Through Flood Water
3 Reasons Not To Drive Through Flood Water
The temptation to drive through flood water can be difficult to resist. Perhaps you are eager to get home to deal with your flooded basement, or maybe you just don’t want to take the time to go around. Driving down a flooded street can be dangerous, so consider letting a professional storm damage restoration service clean up your basement, while you review these three reasons not to drive through floodwater:
1. You could damage your vehicle. Most cars only have a few inches of ground clearance and even a large truck or SUV may not have more than a couple of feet. Flood water can damage the engine, electrical system and interior of your vehicle. Additionally, flooded roads may have potholes, debris and other obstacles concealed by standing water.
2. You could lose control of your vehicle. As little as six inches of standing water on a flooded street can cause you to lose traction, skid off the road and cause an accident. 12 inches of water can cause most cars to float. A floating vehicle won’t respond to your attempts to steer or brake, which could lead to an accident, or even cause your vehicle to be washed away. Floodwaters can also stall engines. A car with no working engine can not be driven out of floodwater or maneuvered to avoid potential collisions.
3. You could drown. A vehicle that is stalled or washed away by floodwaters can fill with water and cause drowning or be washed into a river or creek. The people who may attempt to rescue you from your flooded vehicle are also at risk of drowning.
In almost all cases, the risks of driving down a flooded street outweigh any time or inconvenience you might save by not taking a detour. If there is a potential for flood conditions in the forecast, consider consulting authorities in Indiana, PA, for travel tips that may help you successfully navigate areas at high risk for flooding.
Identifying Hail Damage to Your Roof
Missing shingles on a roof in White, PA
Your commercial building White, PA is one of your greatest assets. When the ravages of nature take a toll, causing roof damage, it can be upsetting – even upsetting the flow of business as usual. Rain, sleet, snow load, wind can all cause problems and leaks, but the topic here is the potentially destructive force of hail.
Types of Damage Caused by Hail
Hail does not just occur at any one specific season, but can happen year round. When it comes to your roof, the damage is recognizable if you know what you are looking for. Here are some guidelines that may help.
Impact indentations have no distinct edge, where installation dents likely have an edge from a hammer
Broken or cracked shingles can be a sign of hail damage if there are several and they are scattered across the roof, particularly the tile or terra cotta type
Spatter marks that look like something hit and then skidded
Missing shingles or those that look like the surface was broken away on impact
Reasons Hail is Harmful
Storm damage from hail can shorten the life of your roof. Keeping the roofing surface in good shape can help minimize damage. Make sure all shingles are nailed down and flashings are sealed at the edges to reduce roof damage. Secure rain gutter to prevent it coming down. Hail damage can cause leaks or even flood damage inside your building. Insulation can become soaked and the extra weight can cause sections of the ceiling to cave in.
In many cases, property insurance will help with the cost of repairs, providing that the roof has been well maintained. A professional water damage restoration company in White, PA can help with storm cleanup. Water removal and mold abatement are key to completing a sound restoration and making your building safe again.
Inspect for roof damage following every hail event to ensure problems are taken care of in a timely manner. If serious problems occur requiring flood cleanup, get the help you need.
You Can Fix a Leaky Faucet Without a Plumber
A leaky faucet in South Bend, PA
How To Repair A Leaking Faucet
As a homeowner in South Bend, PA, there are certain repairs that you should probably know how to make yourself. One of these is a leaking faucet. If you can solve this problem before water damage ensues, you can avoid dealing with a water damage remediation company.
Ceramic Disk Faucet
This faucet is relative simple in its assembly, so it shouldn't take much to reach the end goal of a fixed leak. Make sure you've got replacement seals for inside the cylinder. The steps are as follows:
- Unscrew the handle.
- Remove the cap beneath the handle.
- Unscrew the disk cylinder.
- Remove the seals from the underside of the cylinder.
- Soak the cylinder in white vinegar to clean it.
- Replace the seals.
This type of faucet requires specialized parts and tools, so you will need to buy a specific replacement kit before you get started on your leaking faucet. The handle is simple to unscrew and remove, but you will need a pliers to take off the cap and collar beneath. The tools provided in your kit will become necessary after this to take apart the cam, washer, ball, seals and springs. Replace the o-ring, springs, valve seats and cam washers, then reassemble everything else.
This is the type of faucet with two handles, one each for hot and cold water. Begin by removing both with a screwdriver. Next you will need to remove the nut below and pull out the stem, so you can get to the seat washer. Washers can wear out, and are usually the source of a dripping faucet. Bring the old one to the hardware store to be sure you are buying the correct size. Once you replace, you can put it all back together again.
You should be proud knowing that you don't need to call a plumber to the house for every little thing, including a leaking faucet. Once you get the hang of it, it's not that hard at all!
3 Vital Steps to Deal with the Aftermath of a Fire
Fire restoration in Loop, PA
3 Vital Steps to Deal with the Aftermath of a Fire
In the U.S., there are an estimate 374,000 house fires each year. While hopefully your home in Loop, PA, isn’t part of that number, there are vital steps to getting fire restoration taken care and your family back to normal everyday life. After everyone is safe and the fire is out, starting the healing process quickly is important
1. Call Your Insurance Company
Most policies include fire insurance, which will cover your home, unattached structures and personal belongings. The sooner you start a claim, the sooner your needs will be addressed. In addition to covering property losses, most policies provide funds for daily living expenses, including temporary housing, while your home is being restored. Be sure to fully cooperate with your provider. This may entail numerous phone calls and paperwork, but it is worth it to get back on track.
2. Evaluate Your Possessions
While not everything may be salvageable, many of your belongings can be saved. Keep damaged and undamaged items separate, possibly even storing undamaged offsite to ensure they stay safe and secure. When going through what is damaged, keep a detailed inventory that you can provide your insurance provider. This should include when items were purchased and cost. Provide any receipts that are available to help the process go more smoothly.
3. Find a Restoration Expert
Even a small fire can do extensive damage to property. A certified professional will have the expertise and tools to help restore your home and salvage damaged property. Along with boarding up the windows, cleaning the home’s interior and replacing structural components, they often also provide smoke cleaning and other fire restoration services. Be sure to do your research and go with a company that has a proven track record and trusted contractors to get your house back to normal.
When a fire happens, it may seem that fire restoration is impossible. Take the first steps quickly can make it a possibility.
Getting Rid of the Mold for Good
Mold can grow anywhere
Once you have dealt with black mold, you quickly become well-versed in mold cleanup. After going through the hassle of eliminating it, the last think you want is for it to rear its ugly head again. Unfortunately, mold goes much deeper than the surface. An unexpected leak or flooding can create the right conditions for dormant mold spores to be re-energized.
The Unique Nature of Mold
Molds are living organisms, which means they can’t just be wiped away with a towel. They are fungi with indefinite life cycles if gone unchecked. Their microscopic spores can travel far from the initial mold site and settle in a new area without being seen. If the conditions are right, they will begin the next wave of spore production and visible mold growth.
Instead having to deal with the return of black mold, mold remediation and developing preventive practices as part of home maintenance can reduce the chance of its return.
Keep humidity levels in the home around 50%. Excessive humidity will result in condensation around windows, walls and pipes.
Repair faucets or pipes that leak. Immediately dry any areas that are wet. Mold can begin to grow within 48 hours.
If your home in Black Lick, PA has had extensive water damage, consult a professional to ensure repairs are done properly. Be sure that mold-resistant materials are used in any repairs.
Ensure bathrooms, kitchens, basements and attics are well ventilated.
Regular check gutters and downspouts. Keep them clean and ensure they drain away from the foundation.
Air flow within the home can keep mold at bay. Increase circulation by opening doors and windows, as well as moving furniture away from walls.
Although a home can’t entire by black mold proofed, taking precautions can make it easier to prevent its growth. If you do experience flooding or water damage, take immediate action to keep mold at bay.
Tips for a Fire Sprinkler False Alarm in Your Commercial Building
Fire sprinkler in a Two Lick,PA office
In an office building in Two Lick, PA, it is not uncommon for a fire sprinkler to be triggered without a fire present. If a light is pushed too close or someone burns some popcorn in the kitchen, you may have a small flood on your hands. What should you do if this occurs?
Actions To Take
When your fire sprinklers go off with no apparent reason, it may be startling. Your first reaction might be to run away from the water to keep your hair looking pretty. However, you're going to need to take some steps to prevent too much water damage from occurring:
- Confirm that there is indeed no fire.
- Turn off water.
- Move what hasn't been damaged from the area.
- Dry off what you can.
- Ventilate area if possible.
Calls To Make
Next, you're going to need to contact somebody who can take care of this mess for you. Hopefully you've identified a water damage restoration service that you can trust, they will have the best chance of restoring as much of your office as possible. Before they get there be sure to document all damage and take multiple pictures for your insurance company. Flooding of this nature may be covered under your all-peril insurance. You will also want to gather all you can to prove the value of damaged items for compensation.
The remediation company you call has the equipment and the expertise necessary to combat the water damage that has occurred. It is not recommended to try to clean it yourself, you might end up with a mold problem that will be much harder to get rid of. First, they will need to remove the water with powerful pumps and vacuums. Then they will dry what's left with dehumidifiers and various air moving devices. All items that have been effected can also be restored, including electronics and documents.
Flooding in your commercial building may seem like a show-stopper, but if you are ready you can minimize the amount of time that your business is shut down. Time is money, so try to be prepared for anything!
When Are Flood Cuts Required?
Flood cut in a Homer City, PA home
When And Why A Flood Cut May Be Required
If you experience flooding in your Homer City, PA, home and enlist the help of an experienced water damage cleanup company, it may be necessary for them to perform a flood cut. A flood cut is a controlled cut in your drywall, roughly 12 inches above the highest level of visible water damage. Read on to discover when and why a flood cut may be required as part of your home's restoration.
When Water Is Contaminated
Contamination is normal with flood water. Water damage falls into three categories:
- Category 1: This is clean water, usually resulting from a broken supply line. Unfortunately, it's the least common type of water involved in flooding.
- Category 2: Also known as "gray" water, this is contaminated water that may contain chemicals or bacteria. Common sources include showers and baths, as well as large appliances such as dishwashers and washing machines.
- Category 3: This type of water is contaminated with sewage or other toxic substances. For this reason, it's often referred to as "black" water.
When your home is subjected to water from Categories 2 or 3, a flood cut is often necessary to assess the full extent of the damage to your home.
When Mold Is a Concern
When the porous materials in your home get wet, mold can quickly become a concern. If left unattended, wet materials can give rise to mold growth in as little as 24 hours. A tear out grants restoration professionals the access they need to fully dry any materials that need it and remove any materials, such as insulation, that may be unsalvageable. If any mold tests are to be performed, they may require a flood cut as well.
Controlled cutting is common after flooding. By carefully removing surface materials, water damage mitigation professionals can quickly and more easily diagnosis any problems and begin the restoration process. In the long run, replacing and repainting a few feet of dry wall is a small price to pay for peace of mind.
Things Covered by Commercial Property Insurance
While commercial insurance can be expensive, it is usually a worthy investment
Holding commercial property insurance as a business owner in South Bend, PA, is important to ensuring your business’ survival in the event of an emergency. This type of policy covers damaged property in the case of fire damage, natural disasters, and even theft. It can cost quite a bit for businesses that have expensive equipment, but the premiums are usually tax deductible.
What You Can Cover
There are many types of policies available for commercial insurance, but things you may want to consider covering include:
The building itself, whether you own it or rent it
Office equipment such as computers and furniture
Manufacturing and other large or expensive equipment
Average inventory you keep in stock
Accounting records, proprietary information, and other essential documents
Fencing and landscaping
Calculating Premiums and Coverage
The amount you will pay for your commercial insurance and the amount of coverage you will get after a disaster depends on the value of your business, the property, and its assets. The location of the property is a determining factor, as well as the type of construction and how the building was built inside and out (was it built with fireproofing and modern wiring or HVAC?) Even how the building is being used is considered. For example, a restaurant or repair shop is considered to carry more risk than an office building. Your rates will also be determined by how close the nearest fire station and hydrants are, as well as your own fire protection and security systems.
Protect Your Assets
While commercial insurance can be expensive, it is usually a worthy investment, especially if disaster strikes and leaves you without the essentials to run your business for a period of time. Particularly in the case of a fire, this type of insurance will cover fire restoration services and get you back up and running in no time.
3 Emergency Power Systems That Can Keep Your Building Running During an Outage
One of the most common way businesses are able to power their buildings if an outage ever does occur is by investing in a standby generator
3 Emergency Power Systems To Consider In Case Of An Emergency
Whether due to a storm or other cause, a power outage can force you to shut down your business in White, PA, or leave you stranded in an emergency situation. From having the light necessary to navigate the area to calling for help from a restoration company if a storm damages your building, it is important to have backup power available if you need it. Depending on your company’s specific needs and budget, here are three different emergency power systems to consider so you can be prepared in the case of an emergency.
One of the most common way businesses are able to power their buildings if an outage ever does occur is by investing in a standby generator. These machines are permanent systems often located outside or sometimes inside a building. Depending on the model, they might run on gasoline, diesel, natural gas, or liquid propane. These generators are capable of providing a lot of power and require regular professional maintenance. They are often used in commercial settings due to their effectiveness.
If you are looking for a more affordable option and only need to power a few items in a power outage, a portable generator can be moved to a safe outdoor area and help supply power to your building. This can be a good option for buildings located in areas where storms and outages are rare.
Solar Backup Generator
Like traditional gas-powered generators, solar backup generators can help provide power to your building in the case of an emergency. However, they use stored energy from the sun. While solar generators are a clean, safe alternative and do not require purchased fuel to run, they are not yet able to provide the same amount of power a standby generator can.
Choosing the right king of emergency power system for your business will depend on your specific needs and the location of your building. It is important to consider your options and stay prepared for an unexpected power outage.
Will My Insurance Cover a Broken Pipe?
Water damage from a broken pipe in
Will My Insurance Cover a Broken Pipe?
Being a homeowner in Indiana, PA, comes with many advantages, from privacy and saving money, to the freedom of doing whatever you want with your space. Unfortunately, there are some downsides to owning a home, especially when things break that end up being very costly or cause damage to your belongings and even the overall structure of the home. This is where the beauty of homeowner’s insurance comes into play, especially in the case of a flood or broken pipe.
Many individuals wonder whether their homeowner’s insurance coverage includes damages caused by a broken or leaky pipe, so it’s important to read through your policy with your insurance agent to find out exactly what is covered. Some policies do not cover things like wear and tear or gradual damage. But some policies include “exceptions” such as “resulting” damage that is caused by a broken pipe or leaking appliance.
Damages resulting from something like a broken pipe or other type of leak might be covered by your policy, but the replacement pipe is often not covered. Insurance companies consider plumbing like this to be your responsibility as the homeowner. Be aware that leaky pipes are different from broken pipes which could flood the entire house. This type of flood is often covered in a common all-perils insurance policy. Floods caused by other events often require additional flood insurance.
If you need to fix a broken pipe, and it broke because of your negligence, the insurance company can deny your claim. For example, you knew about a leaky pipe for a long period of time and didn’t take the proper steps to fix it, and then it burst. Or your vacation home is in a cold climate and the heat was left too low causing the pipes to freeze. The insurance company generally looks for a flood caused by something happening suddenly and unexpectedly, and it should not have been easily preventable.
Cover Your Damages
If your pipe was broken by an unexpected event, your insurance should cover repairs for drywall, paint, and carpeting. It should also cover any flood remediation services you need to get your home back to normal and avoid other damages, such as mold growth.